WEBSITE TERMS AND CONDITIONS
SERIOUS BUYERS (PTY) LTD Last Updated: 01 April 2025 1. INTRODUCTION Welcome to the website of Serious Buyers (Pty) Ltd ("Serious Buyers", "we", "our", "us"). By accessing or using our website, you agree to comply with these Terms and Conditions. If you do not agree with any part of these Terms, please do not use our website. 2. DEFINITIONS "User" refers to any person who accesses or uses this website."Pawn Contract" refers to an agreement between a lender and a borrower, secured by a sellable item."Personal Information" has the meaning assigned to it in the Protection of Personal Information Act, 4 of 2013 ("POPI Act"). 3. NO FINANCIAL SERVICES OR INVESTMENT ADVICE Serious Buyers is not a financial services provider and does not offer any investment, financial, or legal advice.The purchase of a pawn contract is not an investment. You are buying a contract that is secured against a sellable item in the event the borrower defaults on repayment.Serious Buyers guarantees to resell your pawn contract and facilitate agreed profits but makes no guarantees on returns beyond the agreed terms. 4. USE OF THE WEBSITE You agree to use this website in accordance with South African laws and regulations.You may not use this website for unlawful activities, including fraud, misrepresentation, or the violation of any rights of third parties.We reserve the right to restrict or terminate your access to our website at any time. 5. PRIVACY POLICY AND DATA PROTECTION Serious Buyers is committed to protecting your Personal Information in accordance with the POPI Act.By using this website, you consent to the collection, processing, and storage of your Personal Information as described in our Privacy Policy.We implement reasonable security measures to safeguard your data but cannot guarantee complete protection against cyber threats. 6. LIMITATION OF LIABILITY Serious Buyers will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of this website.We do not guarantee uninterrupted access to our website and are not responsible for technical failures beyond our control. 7. THIRD-PARTY LINKS Our website may contain links to third-party websites. We are not responsible for the content, policies, or practices of such external sites.The inclusion of a link does not imply endorsement or affiliation with the third party. 8. INTELLECTUAL PROPERTY RIGHTS. All content on this website, including text, images, logos, and trademarks, is the property of Serious Buyers and is protected under South African intellectual property laws.You may not reproduce, distribute, or modify any content without prior written consent. 9. GOVERNING LAW These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa.Any disputes arising from these Terms shall be resolved in the relevant courts of South Africa. 10. CHANGES TO TERMS AND CONDITIONS We reserve the right to modify these Terms at any time without prior notice. Changes will be effective upon posting on our website.Continued use of the website after changes are posted constitutes acceptance of the revised Terms. 11. CONTACT INFORMATION For any questions or concerns regarding these Terms and Conditions, please contact us at:Serious Buyers (Pty) Ltd Email: webmaster@seriousbuyers.co.za Phone: 087 821 6229 Address: 1300 Pidipidi Drive, Unit 4, Mogwase, North West Province, South Africa, 0314 By using our website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.